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As co-founder and Chief Executive Officer of ADS, Mr. Gallagher provides leadership and direction to the Executive Management Team of the Company. Bill also provides advisor and consultative support to senior managers within ADS' client base. Mr. Gallagher has over 35 years of experience in the technology and financial services industry, and has been a frequent speaker at ABA conferences and other related financial services forums.

Prior to establishing ADS, Mr. Gallagher was Senior Vice President of the Savings Management Computer Corporation (SMCC, now part of EDS). In this capacity, Mr. Gallagher cultivated his expertise in financial services and technology, guiding development and strategic planning for SMCC’s Banking Data Processing Service Bureau. Equipped with more than 10 years of experience, Mr. Gallagher teamed up with co-worker Robert W. Howe in 1980 to form ADS in response to a growing trend toward disintermediation in the financial services industry.

Prior to joining SMCC, Mr. Gallagher was employed for five years within the banking industry in Boston.

Mr. Gallagher resides in Boston, Mass.